Mojaloop
Mojaloop is an open-source reference implementation of an interoperable real-time payments switch built for financial inclusion in emerging markets. It provides the ledger, interoperability and settlement components used to connect banks, mobile money and fintechs, and it underpins national instant-payment systems including Tanzania's TIPS. It is governed by the Mojaloop Foundation under Apache-2.0.
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Fintech
Verified Jul 2026Free / open-source