APIs
Bani vs Grey
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Cross-border / Remittance
Cross-border / Remittance
Country
🇳🇬 Nigeria
🇳🇬 Nigeria
Docs status
Docs live
Docs gated
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
virtual-accounts, collections, payouts, cross-border, stablecoins
fx, payouts, cross-border, multicurrency, business
Summary
Cross-border payments API for paying African suppliers via local-currency rails (NGN, GHS, KES, XOF, SLE and more) and stablecoins on one integration, with collections, payouts and virtual accounts across 16+ countries. Auth uses a bearer token plus a MONI-SIGNATURE HMAC-SHA256 header.
Cross-border/multicurrency platform (foreign USD/GBP/EUR accounts, FX, virtual cards, transfers to 170+ countries, USDC payouts) regulated by FINTRAC (Canada) and FinCEN (US). Grey Business markets developer-friendly APIs to automate payouts, but there is no public developer documentation portal.