APIs
Budpay vs Fincra
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
payments, crypto, consumer
payments, virtual-accounts, fx, collections, payouts
Summary
Consumer-first payment provider that also supports crypto payments. Growing fast; JS SDK only.
Nigerian payments infrastructure for collections (checkout, payment links, NGN/GHS/KES/TZS virtual accounts, direct debit), cross-border payouts, conversions and identity/BVN resolution. Official server libraries span Java, PHP, Python, Ruby and C#, plus a community Node SDK.