APIs
Budpay vs Paga
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
payments, crypto, consumer
payments, collections, bills, disbursements, wallet
Summary
Consumer-first payment provider that also supports crypto payments. Growing fast; JS SDK only.
CBN-licensed Nigerian payments company whose Paga (Pagaengine) APIs cover the Collect API, Business API, Paga Connect and Merchant Services for collecting payments, disbursements/transfers and airtime/data/bills. SDKs for Java, PHP, Python and Node.js, with sandbox, IP whitelisting and hashing-based auth.