APIs
Flutterwave vs Hubtel
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇬🇭 Ghana
Docs status
Docs live
Docs gated
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
payments, remittance, pan-african
payments, ussd, sms, mobile-money, ghana
Summary
Pan-African payment processor with the broadest SDK coverage (13 languages) and international remittance support. Acquired Mono in Jan 2026.
Hubtel is a Ghanaian fintech founded in 2005 as SMSGH offering REST APIs for mobile money collections, card payments, SMS, USSD and ID verification, with official SDKs for C#, Java, Android, iOS, Flutter and Web. Its public docs pages render as overviews while deeper reference sits behind a portal.