APIs
Hubtel vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇬🇭 Ghana
🇳🇬 Nigeria
Docs status
Docs gated
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
payments, ussd, sms, mobile-money, ghana
payments, cards, cbn-licensed
Summary
Hubtel is a Ghanaian fintech founded in 2005 as SMSGH offering REST APIs for mobile money collections, card payments, SMS, USSD and ID verification, with official SDKs for C#, Java, Android, iOS, Flutter and Web. Its public docs pages render as overviews while deeper reference sits behind a portal.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.