APIs
M-Pesa Daraja (Safaricom) vs MTN MoMo Open API
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🇰🇪 Kenya
🌍 Pan-African
Docs status
Docs broken
Docs live
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Unverified
Last verified
5 Jul 2026
5 Jul 2026
Tags
payments, mpesa, mobile-money, kenya, stk-push
remittance, pan-african, collections, mobile-money, disbursements
Summary
Safaricom's official Daraja 3.0 developer portal exposing the M-Pesa APIs (STK Push/Lipa Na M-Pesa, C2B, B2C, B2B, transaction status, account balance) for Kenya, the largest mobile-money network in Africa. Requires a registered developer account with sandbox testing before live credentials.
MTN Mobile Money developer platform exposing Collections (Get Paid), Disbursements (Pay), Remittances and account APIs across MTN's African markets. Offers a self-service sandbox and documentation, with production access approved per country. MTN MoMo is one of the largest mobile money networks on the continent.