APIs
M-Pesa Daraja (Safaricom) vs Wave Business API
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🇰🇪 Kenya
🇸🇳 Senegal
Docs status
Docs broken
Docs live
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Unverified
Last verified
5 Jul 2026
5 Jul 2026
Tags
payments, mpesa, mobile-money, kenya, stk-push
payments, payouts, mobile-money, senegal, francophone
Summary
Safaricom's official Daraja 3.0 developer portal exposing the M-Pesa APIs (STK Push/Lipa Na M-Pesa, C2B, B2C, B2B, transaction status, account balance) for Kenya, the largest mobile-money network in Africa. Requires a registered developer account with sandbox testing before live credentials.
Developer API from Wave, the mobile money operator dominant in Senegal and Cote d'Ivoire, for collecting payments, sending payouts and running bulk disbursements in FCFA. Provides checkout sessions, a sandbox and API-key management through the Wave Business portal. API access is granted to approved Wave Business accounts rather than fully self-service.