APIs
Mono vs Ozow
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Open Banking
Open Banking
Country
🇳🇬 Nigeria
🇿🇦 South Africa
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
24 Jun 2026
Tags
open-banking, data-access, kyb
payments, open-banking, south-africa, instant-eft
Summary
Open-banking data-access provider for account, identity and transaction data, with KYB tooling. Acquired by Flutterwave in Jan 2026 but still operates independently. Ships a dev sandbox Docker image.
Ozow, formerly i-Pay, is a South African instant smart EFT and open-banking payment provider that lets customers pay directly from their bank account. Its API generates payment links and exposes transaction-status endpoints such as GetTransaction and GetTransactionByReference on api.ozow.com.