APIs
PawaPay vs Wave Business API
A verified, side-by-side comparison. Both records are status-checked by Findra, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🌍 Pan-African
🇸🇳 Senegal
Docs status
Docs live
Docs live
Licensing
Approval required
Approval required
Pricing
https://pawapay.io/fees
Not listed
Verified
Verified
Unverified
Last verified
5 Jul 2026
5 Jul 2026
Tags
payments, pan-african, aggregator, payouts, mobile-money
payments, payouts, mobile-money, senegal, francophone
Summary
Mobile money aggregator offering a single REST API and dashboard to collect deposits, send payouts and process refunds across ~20 African countries, covering roughly 85% of mobile money on the continent. Asynchronous financial APIs with sandbox and live environments plus a Postman collection.
Developer API from Wave, the mobile money operator dominant in Senegal and Cote d'Ivoire, for collecting payments, sending payouts and running bulk disbursements in FCFA. Provides checkout sessions, a sandbox and API-key management through the Wave Business portal. API access is granted to approved Wave Business accounts rather than fully self-service.