Apache Fineract

Apache Fineract is an open-source core-banking engine for financial inclusion, providing the accounting, loan, savings and client APIs used to build microfinance and digital-lending systems. Written in Java, it is the technology behind the Mifos platform and is deployed by microfinance institutions and fintechs across Africa. It is Apache-2.0 licensed and very actively developed.

Category

Open Source

Pricing

Free / open-source

Country

🇳🇬 Nigeria

Last verified

5 Jul 2026

Related in Open Source

Mojaloop

OSS

Mojaloop is an open-source reference implementation of an interoperable real-time payments switch built for financial inclusion in emerging markets. It provides the ledger, interoperability and settlement components used to connect banks, mobile money and fintechs, and it underpins national instant-payment systems including Tanzania's TIPS. It is governed by the Mojaloop Foundation under Apache-2.0.

Docs live

Fintech

Verified Jul 2026Free / open-source